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  1. Christopher Erckert

    January 12, 2013 at 4:05 pm

    Quick note. When creating your MVL worksheet, try to include a cheap thrill or 2. For example, paying for Hulu Plus or Netflix, is a great way to cut out a cable bill (assuming you are not under contract) and nights out to the movies.

  2. Pinstripes and Sandals releases their MVL Worksheet | CGE Ventures

    January 12, 2013 at 4:28 pm

    […] and Sandals has release their Minimum Viable Lifestyle Worksheet. This document makes quick work of a core exercise for proper personal financial management at any […]

  3. Emergency Accounts: Part 1 – Keeping The Momentum Going « Pinstripes and Sandals

    February 9, 2013 at 6:23 pm

    […] An emergency account (a.k.a. emergency fund, rainy day fund, cash account) is a financial buffer when unexpected expenses arise. Typical items that fall into this category include car repairs, non-covered medical expenses, and loss of income. With regard to loss of income, the usual response is 6 – 12 months of “real” living expenses, as opposed to 6 – 12 months of living the high life. You calculate what this is by looking at your core expenses and immediately eliminating any frills, like dining out, gym memberships (without a contract), etc. We will refer to these core expenses as your Minimum Viable Lifestyle (MVL). Find out what your MVL is by downloading the MVL Worksheet. […]